Longest commute.

jetlagmech

Veteran Member
Joined
Oct 1, 2009
Location
Puyallup, WA
TDI
2010 jetta
starting next week it will be 95 miles each way. closing on my house this week.

The mortgage company demanded an explanation of moving from 20 miles away in my rental house to buying 95 miles away. But its the house and property I want in retirement. (Attached Hanger) It will push me to retire sooner. hoping maybe 3 years.
 

joyjoy22

Member
Joined
Jun 5, 2019
Location
Florida
TDI
2015 Volkswagen Beetle
starting next week it will be 95 miles each way. closing on my house this week.

The mortgage company demanded an explanation of moving from 20 miles away in my rental house to buying 95 miles away. But its the house and property I want in retirement. (Attached Hanger) It will push me to retire sooner. hoping maybe 3 years.
You should always go for what you want.
 

Rob Mayercik

Veteran Member
Joined
Dec 19, 2001
Location
NJ, U.S.A.
TDI
2002 Jetta GLS, Baltic Green/Beige
starting next week it will be 95 miles each way. closing on my house this week.

The mortgage company demanded an explanation of moving from 20 miles away in my rental house to buying 95 miles away. But its the house and property I want in retirement. (Attached Hanger) It will push me to retire sooner. hoping maybe 3 years.
Ok, maybe not having dealt with getting a mortgage I'm missing something, but I don't see how the length of your commute is any of the mortgage company's business...
 

SilverGhost

Veteran Member
Joined
Mar 25, 2005
Location
Back in So Flo - St Lucie
TDI
'05 Golf - totaled :(, wife's '13 Beetle - buy back, TDIless
Mortgage company is looking at risk assessment to see how much risk there is of you not being able to pay back the loan. A much longer commute will affect fuel cost, insurance cost, vehicle cost (wear and maintenance), etc that take away from your ability to pay. Also consideration (much the way insurance will be higher for more miles driven) of the higher likely hood of incident or accident due to much higher distance traveled. Stats are the more you drive, the more likely you will have an accident.

Jason
 

Hawkins2015

Well-known member
Joined
Jan 31, 2019
Location
Southern Indiana, USA
TDI
01 Jetta , 00 Jetta
About 120 miles round trip for me. Takes roughly an hour and 15 minutes.

My friends from college think I'm crazy compared to their 20 min drive in the city.
 

shaark92

Veteran Member
Joined
Dec 29, 2005
Location
Erath County, Texas
TDI
06 Jetta, manual. '12 Jetta, DSG
210 mile commute. trips/week vary but usually no more than 3x/week. This has been the perfect car for that job. 14 years on the car ... 18 on the commute.
 
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