This is where my patience with VW will end. I was very patient through the doc submittal phase, offer phase etc. But I turned in my car Monday and had the funds in my account yesterday, that's not even 2 business days (i.e. so I know the process of transferring funds can work quickly). If I reach business day 6 with my loan still showing a balance I will get a hold of our class counsel. This particular delay in the process can affect people's credit rating, unless of course we are willing to make an extra payment on a vehicle that was turned in. The other steps in the process that are delayed definitely annoyed owners, but didn't ding their credit.