Tax credits: Ever take the mortgage interest deduction? If so, your interest payments are being subsidized by those who can't afford to buy a house. If not, do you also hold a grudge against anyone with a mortgage who deducted their interest payments? There are lots and lots of tax credits and deductions in the federal and state tax codes (some even for fossil fuels!), so calling out just one is making it sound like you actually are anti-EV.
Fuel taxes: Happy to pay my fair share. The gas tax (which hasn't increased since 1993) should be scrapped and replaced with something based on miles driven and vehicle weight.
Heavier vehicles: You are correct in that EVs are heavier. The curb weight of my 2023 Model 3 is
4034 pounds. The average new vehicle weight in 2021 was
4289 pounds. According to the same source, the average vehicle weight in 1975 was 4060 pounds. Were we worried about parking garages collapsing in 1975? Anyway, looking at some of the graphs from that document, I see that pickup truck weights increased by about 2000 pounds between 1985 and 2015, and that wasn't because they became electric:
View attachment 142215
And here's how the percentage of large SUVs (average weight 4500 pounds) has increased over the years:
View attachment 142216
Anyway, lots of cool data and graphs in that pdf. Stuff like average number of gears in manual and automatic transmissions over the years, fuel use by vehicle type, 0-60 times over the years, etc.
High insurance costs: Your insurance company knows exactly what kind of vehicle you drive and what your driving safety record is. They should be setting your rates according to the risk that they're taking on by insuring you and your vehicle. If you feel that they're subsidizing expensive EVs and passing the extra costs onto you, then you should shop around for a different company. Personally, I've been driving since I was 16 (42 years) and have never filed an auto insurance claim (other than 1 or maybe 2 windshield replacements). Hopefully the good luck will continue.