Walk to the service area of WalMart when I am making a trip there anyway. Hand them the card and three quarters. Get a money order for $500 and a nickel back. Shop. Leave. Deposit money order the next time I am at the bank for cash. If that is too much of a hassle, I would love to have your level of stress in life!
By doing that I now have the money in the bank...like all of my other money. I do not have to carry another card, remember to use it, and keep track of it. I get at least 1% back on any of my credit card transactions, so even then I am coming out ahead with a minimum of $5 return on that money. Plus it is sitting in my bank account instead of someone else's.
You cannot see why so many of us are doing this; we cannot see why those of you that are not keep making such a big deal about it.