mrfiat
Veteran Member
- Joined
- Mar 24, 2008
- Location
- Los Ranchos, NM
- TDI
- 2003 Jetta TDI (Reflex Silver) , 2003 Jetta TDI Wagon (Black)
I was in a accident in my 1999.5 Jetta TDI (155K miles in great shape) last December. It was not my fault and they took out my rear PS door and rear quarterpanel. (Damaged the front door a little and the bumper) The estimate was $5,200 to fix it. I am insured through Progressive.
They totaled the car and offered me $2,200 for it. I, of course, sent them a bunch of craigslist ads, ebays ads, etc showing they were way undervaluing the car. I finally got them up to $3,500 and I took it. (I was tired of dealing with them at that point)
It has cost me about $8,000 to replace the car with my 2003 Jetta sedan.
I'm paying $400 per year for full coverage on my 2003 Jetta right now. I called Progressive today to see if they could up the payout if this car gets hit and they do have stated value insurance. They want $1,800 per year extra to do a stated value of $7,000 on the car. (Which is way too much, so I will not do it)
Does anyone have an insurance company that is more reasonable on stated value insurance on our older ALH TDIs? Or do we just have to eat the difference if someone hits us? (Like I had to)
I have a Lotus Elise insured through Hagerty and I pay $600 per year for full coverage with a stated value of $30,000. They will not insure a car unless it is an exotic though.
Thanks!
They totaled the car and offered me $2,200 for it. I, of course, sent them a bunch of craigslist ads, ebays ads, etc showing they were way undervaluing the car. I finally got them up to $3,500 and I took it. (I was tired of dealing with them at that point)
It has cost me about $8,000 to replace the car with my 2003 Jetta sedan.
I'm paying $400 per year for full coverage on my 2003 Jetta right now. I called Progressive today to see if they could up the payout if this car gets hit and they do have stated value insurance. They want $1,800 per year extra to do a stated value of $7,000 on the car. (Which is way too much, so I will not do it)
Does anyone have an insurance company that is more reasonable on stated value insurance on our older ALH TDIs? Or do we just have to eat the difference if someone hits us? (Like I had to)
I have a Lotus Elise insured through Hagerty and I pay $600 per year for full coverage with a stated value of $30,000. They will not insure a car unless it is an exotic though.
Thanks!