It would seeem to me that there would have to be EXCESSIVELY damp air to cause any significant volume of water to accumulate. I'm talking wet air filter type damp. Every time you run the car the intake tract should be blown dry by both the force and the temperature of the charge air. If the air were that damp, I'd expect there to be frost in the entire intake tract after a good cold soak.
Water should not accumulate during normal operation, I believe the intake velocities if you ever get above 2000rpm are simply too high for any sort of puddle to collect, including if you are driving through a rainstorm sucking water through the intake.
I think the subtlety in this case is the following:
Say its 15 degrees F and very humid. Moisture may or may not be precipitating from the air. The intercooler and charge pipe are exposed to 15 degree cooling air flow around the engine.
Steady cruising at 70 mph, you might be 1/4-1/3 throttle, 2000 rpm, and turbo maybe making 6-8 lbs boost, maybe more or less, any one know?
At 8 lbs boost, that little turbo is probably heating the intake charge well past freezing temperatures (32 F), and now you have warm, moist, liquid/vapor entrained in the airflow headed for the intercooler.
The intercooler is 15 degrees, and liquid water condensing on a 15 degree surface will ice. This icing would be greatest at the outlet and cold side pressure pipe The ice can buildup throughout a long drive.
Intake velocities under typical driving are high enough that any water should get blown through, but not sticky goop, or ice coating the walls.
When the car has an opportunity to warm, the ice melts to form a pool in the bottom of the charge air/intercooler system. Then, on startup, your engine cylinders have to immediately deal with whatever degree of icing happened during your last trip(s) since it was last melted out.
I should mention that as written up on my service report -tech had to use a "pick" to reach up into the IC outlet pressure hose and chip out the ice.