^^^
Best reason there, especially in snow states. I have been stranded for only as long as a couple hours one time. Luckily it was in traffic and waiting for wreck clearing (not mine) with others around. There are places along my daily commute where I could blow far enough off the road to not be seen, or stuck in a whiteout blizzard, or something like that. Good to have fuel for heat at least.
As far as condensation goes, it is possible in a diesel as they do not have the evaporative emissions sealed systems like gas cars, but it is still not even a concern on my part. I do go through fuel faster than some so I fuel up weekly anyway.
Biggest fears and effects from condensation in the past was tank rust internally, but today's tanks are plastic, so no problem there either.