yeah I had my 12 jetta paid off but then stupid me went and got a 15 passat so now I have a small car payment.Still have my '02 Beetle. Daily driver with almost 70 mile round trip for work. Coming up on 345,000 miles and still going strong. Plans are in the works for a major refurb to keep it on the road for another few hundred thousand miles. It's completely paid for, so it's still cheaper than a new car.