Camel413
Veteran Member
- Joined
- Jun 22, 2010
- Location
- South East Missouri
- TDI
- 96 Passat Wagen Totaled, 95 Passat GLX future conversion
Hey all, last week my beloved 96 B4V got totaled. I knew these cars are worth more than the average insurance will value them at. This is why shortly after buying the car I had it appraised and insured it for a specific amount with the help of my insurance agent. I had mine valued at $6500. Insurance has determined it is a total loss and is paying me $7200 minus my deductible of $500. They want $1500 to buy the car back and allow me to keep it. I have had this car for 6 years and it was in very good shape, very minimal rust. most issues sorted out. It had some upgrades which made it a blast to drive. It was due for a timing belt change in less than 2000 miles and I actually have all the parts to do it. Engine runs strong and transmission shifts good. It has a South Bend stage 3 clutch from upgrading the chip and injectors. The car had a rebuilt title when I bought it 6 years ago, previous owner hit a gaurd rail on the passenger side and rebuilt the car around 100,000 miles (this info from a carfax when purchased). True mileage is not known as the dash had been swapped at some point becase the odometer read 63,000 when purchased but the last carfax had was around 144,000. I have put about 70-80k miles on it since Ive owned it.
All damage is to the front end: bumper, hood, fenders, radiator, support, ect. The steering wheel air bag did deploy and the windshield spider webbed on the drivers side. The frame "looks" ok as does the engine.
What is your opinion/thoughts/recommendations on buying the car back from insurance? Would you rebuild it? Keep it for a spare parts car "IF" I decide to get another one? Part it out on the forum to members who need various items?
Before the wreck I owned it and an 04 Tahoe with 280k miles on it. I used both as daily drivers switching between them as I needed. I loved the small zippyness of the VW, easy to get in and around town and parking lots. Fun to drive and great fuel economy. Having to constantly fix little things to keep them working properly does get old after a while but in the end it is a unique car that I loved. I am looking at replacing the old Tahoe with a newer truck in the near future but I still want something fun to drive along side of it. I have always wanted a Mercedes W123 TD (touring diesel). I have also looked at the old boxy Volvo wagons. I just know more about the VW than the MB or Volvos. So with that info would that persuade you one way or another on the buy back option?
Please note I am only interested in owning wagons. I have zero interest in having a sedan version of anything.
https://flic.kr/p/2nVtfa3 https://flic.kr/p/2nVuAjP https://flic.kr/p/2nVtf9r https://flic.kr/p/2nVubAU https://flic.kr/p/2nVubCN
All damage is to the front end: bumper, hood, fenders, radiator, support, ect. The steering wheel air bag did deploy and the windshield spider webbed on the drivers side. The frame "looks" ok as does the engine.
What is your opinion/thoughts/recommendations on buying the car back from insurance? Would you rebuild it? Keep it for a spare parts car "IF" I decide to get another one? Part it out on the forum to members who need various items?
Before the wreck I owned it and an 04 Tahoe with 280k miles on it. I used both as daily drivers switching between them as I needed. I loved the small zippyness of the VW, easy to get in and around town and parking lots. Fun to drive and great fuel economy. Having to constantly fix little things to keep them working properly does get old after a while but in the end it is a unique car that I loved. I am looking at replacing the old Tahoe with a newer truck in the near future but I still want something fun to drive along side of it. I have always wanted a Mercedes W123 TD (touring diesel). I have also looked at the old boxy Volvo wagons. I just know more about the VW than the MB or Volvos. So with that info would that persuade you one way or another on the buy back option?
Please note I am only interested in owning wagons. I have zero interest in having a sedan version of anything.
https://flic.kr/p/2nVtfa3 https://flic.kr/p/2nVuAjP https://flic.kr/p/2nVtf9r https://flic.kr/p/2nVubAU https://flic.kr/p/2nVubCN