Yes pull the oil pan, oil pick up tube and its in plain sight.
Sorry, I was unclear. I could see that I could unbolt it but I was worried about the chain and tension and what-not and getting it back together.
However, after talking to a few mechanics and showing them my main bearings, most of them basically said "Yeah they don't look great but we've seen a lot worse."
So the decision was made to just throw it back together. If the car was nicer, less miles, worth more, other steps would've been taken. I'm not going to try to sell it anytime soon, I'm not that kind of guy.
So I got the new pan on and fired it up. Sounded just like normal. Besides the turbo whistle of course.
I'll probably change the oil here right directly and maybe on the next change get an analysis.
As always, time will tell.