'14 jetta wagon was totaled and we have not signed over to insurance company yet. We should be certain to get restitution amount even if we let insurance company keep vehicle. Question is can we get vehicle return amount? Claims person on phone said it would be 50/50 chance of getting anything even if we have the car all fixed up because of the salvage value title that the insurance company will create. Seems like we hear it both ways... Some people turn in cars hardly able to drive and get full payment where others have better cars and get nothing. Any way to be sure before spending money to make the car road worthy and then take the chance?