2015 TDI wholesale values (if your wondering)

IndigoBlueWagon said:

Yes it is. I've read that anything over 800 is largely fiction, but I think the max is 858.

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The highest FICO score is 850. Scores over 800 are not uncommon. Scores over 835 are like unicorns, and 850 doesn't happen.

A few years ago, a guy had a documented 848 and that was unheard of.

IndigoBlueWagon said:

Yes it is. I've read that anything over 800 is largely fiction, but I think the max is 858.

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Just did a little Googling.

FICO has a MAX of 850, and in a sample of 250,000 reports, 50 persons did have a 850

One person in every 5,000

Wholesale inventory has increased by about 50% this week. Prices are holding pretty steady, especially for low mileage SEL's. The ones with accident history are going cheap.

hause said:

Wholesale inventory has increased by about 50% this week. Prices are holding pretty steady, especially for low mileage SEL's. The ones with accident history are going cheap.

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Thanks again for your input info. Appreciated

My papers are good to go for the fix. I'm counting on a high resale value in general principle. But I will *watch* NADA, KBB for a few months, just to be up to date.

The 11 year -162K warranty is supporting TDIs

If the bottom drops out, I can still do the BB until the last minute. And, if I get a minor accident, (or hail?) I can still do the BB.

STLTDI said:

Use less than 30% of your available credit line at all times (carrying balances)

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Carrying a balance does nothing to affect your credit score number. Having a balance on a statement date does, but carrying it does not.

jerrymander said:

Carrying a balance does nothing to affect your credit score number. Having a balance on a statement date does, but carrying it does not.

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Defining terms confusion aside, I believe that paying off your cards in full every month can harm your credit score if you have no other unsecured debt.