DanB36
Veteran Member
The story as of my previous thread: My Dieselgatemobile (2013 JSW DSG, 48k miles) got rear-ended on the freeway on 10/6. The engine starts and runs, and the car drives under its own power, but it's leaking coolant pretty badly so it clearly isn't roadworthy. I'd upload pics, but pics.tdiclub.com is erroring out when I try.
Intent, as stated in the previous thread, was (and is) to take the insurance money, not get the car repaired, and go ahead with the buyback. But since there wasn't any estimate done, no further information from the insurance.
They've now decided to total the car. They're offering $16.5k including tax and title, or about $12.5k if I keep the car. Salvage value is just over $3k, and the rest is the allowance for tax and title.
I spoke with the insurance rep earlier this morning and explained what I intend to do--not commit one way or the other on the insurance, get the car back, and take it to the buyback. If there's an intractable problem with that (i.e., if I and most of the rest of us have misunderstood the settlement documents' requirement of "operable" condition), I leave myself with the option of letting the insurance take it and receiving the full payout. The rep understood and said there was no problem with doing that. The only (and slight) issue is that I'd be responsible for any towing or other transportation costs from this point forward.
The car is financed through USAA. If I took the payment now and kept the car, the payment would go toward the loan, but they wouldn't otherwise have any heartburn with my doing that.
Next step is to take it in and see what they say. Hopefully that will get up and running quickly.
Intent, as stated in the previous thread, was (and is) to take the insurance money, not get the car repaired, and go ahead with the buyback. But since there wasn't any estimate done, no further information from the insurance.
They've now decided to total the car. They're offering $16.5k including tax and title, or about $12.5k if I keep the car. Salvage value is just over $3k, and the rest is the allowance for tax and title.
I spoke with the insurance rep earlier this morning and explained what I intend to do--not commit one way or the other on the insurance, get the car back, and take it to the buyback. If there's an intractable problem with that (i.e., if I and most of the rest of us have misunderstood the settlement documents' requirement of "operable" condition), I leave myself with the option of letting the insurance take it and receiving the full payout. The rep understood and said there was no problem with doing that. The only (and slight) issue is that I'd be responsible for any towing or other transportation costs from this point forward.
The car is financed through USAA. If I took the payment now and kept the car, the payment would go toward the loan, but they wouldn't otherwise have any heartburn with my doing that.
Next step is to take it in and see what they say. Hopefully that will get up and running quickly.