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Go Back   TDIClub Forums > TDI Model Specific Discussions Areas > VW Passat Family (NMS and B7) TDIs (2012+)

VW Passat Family (NMS and B7) TDIs (2012+) Discussion area for the 2012+ Passat TDI (North American and rest of world versions versions). The North American model was previously codenamed NMS (New Midsize Sedan) and the version the rest of the world gets is sometimes referred to as B7.

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Old May 28th, 2017, 19:11   #46
rustycat
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Just picked up a silver SEL. 21 miles on the clock, 4 mud flaps, spoiler and thrown in locking lug nuts, first aid kit and roadside emergency package. Paid sticker of $35,555 and signed up for the lease to get the $8500 discount. Things I've noticed on the 50 mile drive home: the time lag for the hill holding function to release is not noticeable, the truck lid raises up higher, the EA288 engine is smoother and quieter, and a bit different in torque curve, the braking is more lineal and I have oil temperature on the MFD.
The warranty is exceptional. Basically, the difference between the 13 SEL we traded in with 55k miles was the amount owing to the State for sales tax.
Oh, I was surprised that when pulling off from a stop and turning, the front tires chirped and the rotors weren't hammered by the TCS.
One final point: I wanted to buy the service plan for routine maintenance to 40K miles and was told it wasn't available.
I had planned to take the fix on our 13, but with this deal and 11 year 162k mile warranty on just about the entire mechanical system with the exception of the DSG was just a no brainer.

Last edited by rustycat; May 29th, 2017 at 09:41.
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Old May 29th, 2017, 21:02   #47
afarfalla
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35,500-8500=27,000, so you pay the lease for 3 months then pay the car off.

If you have competent money managers, I believe leasing is a bad idea. I gave back my 15 got a check for 31K and in one month made 620. 0% for 72 months, I'm netting 200/month x's 72, should be over 10K. Leasing is when your broke.

I didn't buy a new 15, car is 3 years old and too expensive, when everything settles down you'll own a low mileage used car that's still prone to problems warranty or no warranty. If there was no dieselgate, VW would have ample time to get all the bugs out of the design, by 2018 they could roll out something that would work well, less prone to problems. My thoughts.

And, think about this, you buy a 15 (35,500-8,500=27,000) in 3months its totaled, how much would insurance pay you?

Last edited by afarfalla; May 30th, 2017 at 07:58.
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Old May 29th, 2017, 22:50   #48
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well, if you are worried about not be compensated if the car is totaled, continue leasing and let the bank take the hit. Otherwise, I disagree with most everything you said.
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Old May 30th, 2017, 01:27   #49
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You can purchase the vehicle, just make sure you get the gap insurance. If the car is totaled or stolen, then the difference is paid by the gap insurance company. Never put money out of your pocket to buy a car for that reason. Keep the money in the bank, if you have the discipline not to spend it then use the 0.9% interest for 72 months, get the gap insurance and you'll be good. Yes the payments will be higher with no money down but let's say you buy a fully loaded golf sportwagen sel for 33,260-5000=28270 plus tax, title and tags. Round it up to $32,500. Your payment for 72 months will be around 475.00 a month, no money out of pocket. Now you put down $10,000 for the same car lowering you cost to 22,500, which on paper it looks better and not paying $475.00 monthly, maybe $325.00 monthly. That's $150.00 a month difference, which is $1,800 a year. Wouldn't you rather have that money in the bank for a rainy day? Maybe an unexpected repair, tires, brakes throughout the 6 years that you own the car? Now you give them the $10,000 it's gone!!! You total the car your $10,000 is gone!!! This is why you never put money down on a car.
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Old May 30th, 2017, 07:49   #50
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Quote:
Originally Posted by rustycat View Post
well, if you are worried about not be compensated if the car is totaled, continue leasing and let the bank take the hit. Otherwise, I disagree with most everything you said.
had a 13 Passat sel prem which I bought new, 72 days later it was totaled, not my fault. I paid 32k for the car insurance, wrote me a check for 27K, had to sue for the other 5K. 2yrs later I finally got my day in court and lost. Insurance Company only has to pay, the amount of money it takes to replace the car.

Last edited by afarfalla; May 30th, 2017 at 16:22.
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Old May 30th, 2017, 07:54   #51
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Quote:
Originally Posted by RARROYO View Post
You can purchase the vehicle, just make sure you get the gap insurance. If the car is totaled or stolen, then the difference is paid by the gap insurance company. Never put money out of your pocket to buy a car for that reason. Keep the money in the bank, if you have the discipline not to spend it then use the 0.9% interest for 72 months, get the gap insurance and you'll be good. Yes the payments will be higher with no money down but let's say you buy a fully loaded golf sportwagen sel for 33,260-5000=28270 plus tax, title and tags. Round it up to $32,500. Your payment for 72 months will be around 475.00 a month, no money out of pocket. Now you put down $10,000 for the same car lowering you cost to 22,500, which on paper it looks better and not paying $475.00 monthly, maybe $325.00 monthly. That's $150.00 a month difference, which is $1,800 a year. Wouldn't you rather have that money in the bank for a rainy day? Maybe an unexpected repair, tires, brakes throughout the 6 years that you own the car? Now you give them the $10,000 it's gone!!! You total the car your $10,000 is gone!!! This is why you never put money down on a car.
you buy a car or a house with as little money down as possible, keep your money in the Bank working for you. Especially a car, worst purchase you can make. I agree never put money down on a car.

Last edited by afarfalla; May 30th, 2017 at 12:59.
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Old May 30th, 2017, 08:19   #52
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Quote:
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you buy a car or a house with as little money down as possible, keep your money in the Bank working for you. Especially a car, worst investment you can make. I agree never put money down on a car.
Cars have NEVER been an investment. Marketing has sucked us into the total misnomer.

Capitalism at its best...
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Old May 30th, 2017, 12:40   #53
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"35,500-8500=27,000, so you pay the lease for 3 months then pay the car off." You do not need to pay 3 months before paying off the lease. My first payment was due the 27th and I paid off my lease and purchased the Passat on the 20th and already have the title in hand. Saved well over $2,200.00 over the 2 year, 0% loan.
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Old May 30th, 2017, 12:59   #54
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Cars have NEVER been an investment. Marketing has sucked us into the total misnomer.
Capitalism at its best...
your right I changed it
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Old May 30th, 2017, 13:21   #55
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I picked up a new 2015 Jetta S TDI for my daughter last month. Got a really good deal. So far, everything is great with the car. When I stopped by to pick up my plates, I noticed they still have a few 2015 TDIs left on the lot. If you are in/near NJ and are still looking, here's what they have (all DSG):

Passat SE white/beige
Passat SEL Premium white/beige
Jetta S black/black
Golf Sportwagen S black/black
Golf SEL black/black

Again, these are all 2015 TDI with DSG.

If you are interested, my salesman's name is Vlad, call him at (646) 912-0131
This is at Douglas VW in Summit, NJ.

No connection, just a satisfied customer.
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Old May 30th, 2017, 13:32   #56
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Quote:
Originally Posted by afarfalla View Post
had a 13 Passat sel prem which I bought new, 72 days later it was totaled, not my fault. I paid 32k for the car insurance wrote me a check for 27K, had to sue for the other 5K. 2yrs later I finally got my day in court and lost.

Well, I just finished up switching the insurance to the new 17. I asked about totaled replacement cost and was told that in the State of Wash. if a new car is purchased with less than 150 miles on the odometer the full replacement cost for the first 15000 miles/12 months is the cost of the the original purchase.
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Old May 30th, 2017, 16:17   #57
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Originally Posted by rustycat View Post
Well, I just finished up switching the insurance to the new 17. I asked about totaled replacement cost and was told that in the State of Wash. if a new car is purchased with less than 150 miles on the odometer the full replacement cost for the first 15000 miles/12 months is the cost of the the original purchase.
make sure your insurance company knows that, they will be the one paying not the State
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Old May 30th, 2017, 19:13   #58
rustycat
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make sure your insurance company knows that, they will be the one paying not the State
It was my company, The Hartford, that told me.
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Old May 30th, 2017, 20:41   #59
AJonathan
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Got one for the wife. 2015 Passat SEL Maroon/Beige. Swapped out the 2012 Jetta. She loves it and it certainly is all the car I remember the Passat to be versus the Jetta.

My fourth and final (?) TDI.
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Old May 31st, 2017, 08:35   #60
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Got one for the wife. 2015 Passat SEL Maroon/Beige. Swapped out the 2012 Jetta. She loves it and it certainly is all the car I remember the Passat to be versus the Jetta.

My fourth and final (?) TDI.
Yeah, it's all the car I need. I now have put around 120 miles on and am very favorably impressed with the ride and handling. The engine has less noise, and vibration than the 13 had. Turbo lag, which was my major dislike on the 13 has been remedied and is not an issue. I notice quicker rear camera viewing when shifting to reverse, as well.
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