I would point out that WD-40 is not an good lube! WD-40 is a great Water Displacement.
Agree totally, notice though, I did not wade into that or even mention W-40. Don't even own a can of it myself.
About the only thing I found it good for was lighting camp fires.
Basically remove the passenger side of the dash and glove box, fan is just held on by a couple screws and can be easily dropped out in about 1/2 an hour. Some procedures say the center console needs to be pulled, I did not find that required, just removed one screw on the lower console flashing and was able to get enough movement to get passanger dash trim out of the way.
Quite true that the brushes could be worn out, but can also be it's just a combo of dry grease and dust in the motor bearings, plugged up filter and condensation/moisture dammage to the resistor pack. Once you get it apart you will have a better idea.
I think the blower motors are over $200 if you need a new one, but you might be able to source something cheeper.