For a curious reason Continental ch95's (oem) have a 60,000 mile warranty. The oem Michelins and Goodyears DO NOT! So if you are at 36,000 miles you might have a prorate due for 24,000 miles!?
Both the H and the T are very highly rated! On the tire rack's web site, the Turanza LS-T (73)(195/65/15) actually has slightly better ratings than the Bridgestone Turanza LS-H (96.)!! As you have pointed out, the LST (at 73.) is FAR cheaper (24%).
The Bridgestone LS-T has a literally awesome warranty of 80,000 miles and has a 30 day FREE test drive.
However, if you factor that the Bridgestone LS-H has a 50,000 mile warranty (and corresponding 30 day FREE test drive), then in my estimation it clearly tilts in favor of the LS-T.
So if you only get 50k vs 80k (or vice versa) respectively, then you are talking of an additional 30k miles or 38% MORE wear. This meets my standard of BANG for the BUCK!?
So current research for me puts three T rated tires head to head:
1. Bridgestone LS-T
2. Goodyear Comfort Tread
3. Goodyear Triple Tread.
I have app 7-8 tires on my H rated tire list. I can post those if you/others are interested.
As a point of reference the H has a speed rating of 130 mph, the T is at 118 mph. The other rating is 91 (H)1356 #'s max load vs 89 (T)1279 #'s max load = 77#'s.
So,
1. if one does not tend to over load a vehicle where 77#s REALLY makes a difference, (no big deal is the translation)
2. and you do not have an average speed of between 118-130 mph (12 mph) for hours on end,
3. the tire should cost 24% cheaper
4. the tire should last 38% longer
the switch to a T rating might have a few advantages.
For me,the Bridestone LS-T came up on the radar for it is available in the size I need for a Honda Civic 185/70/14.(63.)